Our Company

Clear Insurance Guidance, Built for Long-Term Confidence

Granite State Insurance and Risk Management, LLC is an independent insurance advisory firm focused on helping businesses and individuals make confident, informed decisions about risk.

Founded on

30+ years of industry experience

Leadership

Michael Ware

Founder & Principal Agent

Michael Ware has been a producing commercial and personal lines insurance agent since 1990, advising clients across a wide range of industries and risk profiles.

His primary focus is supporting small to mid-sized businesses—typically organizations with five to fifty employees—by identifying exposure, closing coverage gaps, and building sustainable insurance strategies.

Prior to entering the insurance industry, Michael served eight years on active duty as a Non-Commissioned Officer in the United States Air Force, both domestically and overseas.

Why Choose Us

What Sets Granite State Insurance Apart

Independent Perspective

We evaluate multiple carriers to deliver recommendations aligned with your needs—not sales targets.

Experience That Matters

Over 30 years of industry insight informs every coverage decision.

Focused on Growing Businesses

Specialized guidance for organizations that require clarity, not complexity.

Direct Access

No call centers. No layers. Just clear communication with an experienced advisor.

Looking for the old Granite State Insurance?

We are not AIG’s Granite State Insurance Company

Granite State Insurance & Risk Management is a local, independent agency, not the AIG-owned Granite State Insurance Company.