Granite State Insurance and Risk Management, LLC

We partner with you to understand your risks, solve complex challenges, and deliver smart insurance solutions that protect your business today and support long-term growth.

"In the Air Force, preparation was everything. I bring that same mindset to protecting your business."

  • Mikes been an incredible consultant on finding the right insurance as we navigate building and opening a second location. Knowledgeable... read more

    Bill Camarda Avatar Bill Camarda
    March 13, 2025

    I've known Mike personally and professionally for 38 years; during that time he has proven so dependable that I have... read more

    Aj Lebeau Avatar Aj Lebeau
    March 10, 2024

    Would definitely recommend to a friend. It’s a pleasure working with Michael

    Amy Michaels Avatar Amy Michaels
    March 7, 2024
  • Michael has been extremely informative and diligent as far as trying to get me the best insurance for my business... read more

    Brad Quenneville Avatar Brad Quenneville
    February 26, 2024

    Mike is very knowledgeable and a great person to have on your side for your insurance needs!

    HamptonBeach Parasail Avatar HamptonBeach Parasail
    February 10, 2024

    The best! Honest and knowledgeable

    Greg Lynch Avatar Greg Lynch
    January 31, 2024
  • Granite State Insurance provides excellent customer service and is timely with updates. Mike goes above and beyond with seeking good... read more

    Deb Leafe Avatar Deb Leafe
    January 24, 2024

    Very helpful and informative.

    Deborah Overdeput Avatar Deborah Overdeput
    January 22, 2024

    Would highly recommend Mike Ware!

    Red Dog Aerial Media Avatar Red Dog Aerial Media
    December 24, 2023

Our Rock Solid Insurance Products

We partner with a broad network of highly rated insurance companies to provide reliable, competitively priced coverage options for businesses of all sizes. By combining the resources of top-tier carriers with our personalized approach, we deliver solutions that meet your needs today and grow with your business tomorrow.

Let’s work together to overcome life’s challenges and help you thrive.

Insurance Partnerships

Why Choose Granite State Insurance

Independent, Multi-Carrier Access

We shop multiple top-rated carriers to find the right coverage, price, and fit for your business — not the other way around.

30+ Years of Commercial Insurance Expertise

With decades of real-world experience, we help you avoid gaps, unnecessary costs, and costly coverage mistakes.

Veteran-Led Precision & Discipline

Our Air Force background brings a mission-ready mindset: structured planning, attention to detail, and decisive problem-solving.

Tailored Solutions for 5–50 Employee Businesses

We specialize in the size and scale of business where risk is growing — but resources are still tight — giving you big-firm insight with small-business flexibility.

Proactive Risk Management Guidance

We don’t just write policies; we help you understand exposures, strengthen safety, and reduce claims before they happen.

Local Knowledge, Local Commitment

Based in Southern New Hampshire, we understand Seacoast and statewide business needs and deliver personal, responsive support you won’t get from national call centers.

Looking for the old Granite State Insurance?

We are not AIG’s Granite State Insurance Company

Granite State Insurance & Risk Management is a local, independent agency, not the AIG-owned Granite State Insurance Company.