Insurance Products

Granite State Insurance and Risk Management offers a range of commercial insurance products designed to address property, liability, and operational risks across diverse business operations.

Lessors Risk Only (LRO) Insurance

Insurance coverage for commercial property owners, combining property and liability protection for leased buildings occupied by tenants.

Manufacturers Errors & Omissions

Coverage for manufacturers against financial losses arising from design flaws, production errors, or performance issues that result in purely economic damages.

Pollution Liability Insurance

Coverage for businesses against claims arising from pollution, contamination, or environmental damage not typically covered by standard liability policies.

Inland Marine / Contractors Equipment Insurance

Coverage for mobile business property, protecting tools, machinery, and equipment while in transit or at temporary job locations.

 Product Liability Insurance

Insurance coverage that helps protect manufacturers, wholesalers, and distributors against claims alleging bodily injury or property damage caused by the products they make, sell, or distribute.

Warehouse Legal Liability Insurance

Insurance coverage designed to protect warehouse operators and logistics companies against claims for loss or damage to customers’ goods while in their care, custody, or control.

Motor Truck Cargo Insurance

Hired & Non-Owned Auto Liability

Volunteer Accident Insurance

Special Event Liability Insurance

Abuse & Molestation Liability Insurance

Medical Malpractice Insurance

Fiduciary Liability Insurance

Financial Institution Bond / Crime Insurance

Crime & Employee Dishonesty Insurance

Employment Practices Liability Insurance (EPLI)

Directors & Officers Liability Insurance

Professional Liability Insurance

Surety Bonds

Contractors Pollution Liability Insurance

Builders Risk Insurance

Business Income & Extra Expense Coverage

Equipment Breakdown & Spoilage Coverage

Cyber Liability Insurance

Commercial Umbrella Liability

Workers’ Compensation Insurance

Liquor Liability Insurance

Commercial Auto Insurance

Commercial Property Insurance

General Liability Insurance

Business Owner’s Policy (BOP)

Looking for the old Granite State Insurance?

We are not AIG’s Granite State Insurance Company

Granite State Insurance & Risk Management is a local, independent agency, not the AIG-owned Granite State Insurance Company.