Common Property Types

Coverage Focus

Business Owner’s Policy (BOP)

A Business Owner’s Policy (BOP) combines key coverages that many small and mid-sized businesses in New Hampshire need into one convenient package. Typically, a BOP includes general liability insurance and commercial property insurance, helping protect your business from claims of bodily injury, property damage, and losses to your building or business personal property.

For many operations with 5–50 employees, a BOP is a cost-effective way to secure broad protection without building a policy from scratch. Granite State Insurance and Risk Management, LLC can help you determine whether a BOP fits your operation and customize limits and endorsements to reflect your real exposures.

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We are not AIG’s Granite State Insurance Company

Granite State Insurance & Risk Management is a local, independent agency, not the AIG-owned Granite State Insurance Company.