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How Can We Help?

Retail & Hospitality

From busy Main Street shops in Portsmouth to waterfront restaurants, boutique hotels, B&Bs, and short-term rentals across the Seacoast,
retail and hospitality businesses face a unique mix of customer traffic, property, and liability risks every single day.

Granite State Insurance and Risk Management, LLC helps you protect what you’ve built with tailored, multi-carrier
insurance programs designed specifically for New Hampshire retailers and hospitality operators.

Led by Michael Ware – a commercial and personal lines insurance agent since 1990 and U.S. Air Force Veteran –
Granite State Insurance brings over three decades of experience in business insurance and risk management to small
and mid-sized businesses throughout Southern New Hampshire and the Seacoast region.

Retail & Hospitality Businesses We Serve

As an independent, multi-carrier agency, we design coverage for a wide range of retail and hospitality operations, including:

  • Retail Stores – boutiques, specialty shops, convenience stores, and small chains
  • Restaurants – cafes, diners, fine dining, bars, breweries, food trucks, and takeout concepts
  • Hotels & Resorts – branded and independent properties, inns, motels, and lodges
  • Bed & Breakfasts & Inns
  • Short-Term Rentals – AirBnB, VRBO, and other vacation rental properties
  • Hospitality Operations – catering companies, event venues, clubs, and mixed-use properties
  • Special Events – festivals, pop-up markets, seasonal operations, and temporary events

Many retail and hospitality businesses overlap with other industries such as
Service Industries,
Wholesale, Manufacturing & Industrial, and
Real Estate, Property & Development.
We look at your full operation – not just your SIC code – to build the right insurance solution.

Industry-Specific Solutions:

Looking for the old Granite State Insurance?

We are not AIG’s Granite State Insurance Company

Granite State Insurance & Risk Management is a local, independent agency, not the AIG-owned Granite State Insurance Company.

Visit AIG