Hired and non-owned auto liability insurance provides protection when your business uses vehicles it does not own—such as rented or leased vehicles, or employees’ personal cars used for business errands, deliveries, or site visits. If an accident occurs, your business can still be pulled into a liability claim even though it does not own the vehicle involved.

This coverage is especially important for service businesses, sales teams, and organizations that rely on occasional rentals or employee vehicles. Granite State Insurance can help you add hired and non-owned auto coverage to your program so that these exposures are not overlooked.