Fiduciary liability insurance helps protect businesses and individuals who manage employee benefit plans—such as retirement plans, pension plans, or health benefits—from claims that they mismanaged those plans or failed to act in the best interests of participants. Allegations can involve investment decisions, fee structures, or administrative errors.

Standard liability and D&O policies often do not fully address fiduciary exposures. Granite State Insurance can help you evaluate whether fiduciary liability coverage is appropriate and coordinate it with your benefits program and governance structure.