Builders Risk Insurance provides specialized property coverage for buildings and structures that are under construction, renovation, or major remodeling. It helps protect against losses caused by fire, theft, vandalism, weather events, and other covered risks that can damage the building or materials before the project is complete. Coverage can extend to materials on site, in transit, or temporarily stored elsewhere, depending on the policy.

Whether you are a contractor, developer, or property owner, a builders risk policy helps safeguard your financial investment and keep the project moving forward after an unexpected setback. Granite State Insurance works with multiple carriers to customize builders risk coverage based on your project scope, contract requirements, construction timeline, and risk factors — ensuring you have strong protection from groundbreaking to completion.