Abuse and molestation liability insurance helps protect organizations that work with vulnerable populations—such as children, seniors, or individuals receiving care or counseling—against allegations of physical, sexual, or emotional abuse. These claims may be brought against individual staff members, volunteers, or the organization itself.

Many standard liability policies either exclude or tightly limit coverage for abuse-related claims. Granite State Insurance can help you explore specialized abuse and molestation coverage, along with recommended screening, training, and reporting practices to reduce risk.